St Paul's, Cheltenham: Living Costs
Cost of Living
Living costs in St Paul's come to around £633 a month, just slightly above the UK average of £640. The council tax is higher than most places, but you'll save on transport — so it balances out reasonably well.
Council tax here is £165 a month, which is £18 above the national average. That's something to factor into your budget. Transport costs are notably lower at £80 a month compared to £103 nationally. This reflects how walkable and well-connected the neighbourhood is. Utilities, internet, and groceries all sit close to the UK average.
If you're a landlord, the low transport costs are a genuine draw for tenants. Running costs are manageable overall, which means healthy rental yields without tenants feeling squeezed by everyday expenses.
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Living cost comparison
Similar to
UK Average
Similar to
All Saints
Similar to
Lansdown
Similar to
Pittville
Similar to
Swindon Village
Similar to
College
Similar to
St Peter's
Estimated Living Costs
Annually
Monthly
Utilities
£1,680
Internet
£336
Council Tax
£1,818
Groceries
£2,640
Transport
£960
Council tax in St Paul's, 2026-27
In St Paul's (Cheltenham), estimated 2026-27 council tax is about £152 a month for a couple and £114 for a single person (most common band: B, £1,843 a year).
| Household | Per month | Per year |
|---|---|---|
| Single person | £114 | £1,364 |
| Couple | £152 | £1,818 |
| Family | £152 | £1,818 |
| Single parent | £114 | £1,364 |
Most common band in St Paul's: B (£1,842.96 a year before discounts).
| Band | Per year |
|---|---|
| Band A | £1,579.68 |
| Band B | £1,842.96 |
| Band C | £2,106.24 |
| Band D | £2,369.52 |
| Band E | £2,896.08 |
| Band F | £3,422.64 |
| Band G | £3,949.20 |
| Band H | £4,739.04 |
- Ward averages based on the mix of homes in each band, not a bill for a specific home.
- Single person and single parent figures include the 25% single-person discount.
- Estimated from ONS, Ofgem and Census data. Council: Cheltenham.
