St Oswald's, Hyndburn: Living Costs
Cost of Living
St Oswald's works out cheaper than the UK average overall, though you'll pay more for groceries here. It's worth factoring that into your budget if you're thinking about moving or letting a property.
Your monthly costs come to around £610, compared to the UK average of £640. Utilities sit at £120 a month, council tax at £95, and transport at £85 — all noticeably below what you'd pay elsewhere. Internet runs at £30, which is pretty standard.
Groceries are the exception. You're looking at £280 a month, which is £56 above the UK average. That matters if you're calculating rental yields, since it affects what tenants can realistically spend.
For landlords, the low council tax and transport costs make St Oswald's appealing to renters watching their spending.
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Living cost comparison
Similar to
UK Average
Similar to
Church
Higher than
Immanuel
Similar to
St Andrew's
Higher than
Rishton
Similar to
Blackburn South East
Similar to
West Pennine
Lower than
Helmshore
Estimated Living Costs
Annually
Monthly
Utilities
£1,440
Internet
£360
Council Tax
£2,036
Groceries
£3,360
Transport
£1,020
Council tax in St Oswald's, 2026-27
In St Oswald's (Hyndburn), estimated 2026-27 council tax is about £170 a month for a couple and £127 for a single person (most common band: B, £1,918 a year).
| Household | Per month | Per year |
|---|---|---|
| Single person | £127 | £1,527 |
| Couple | £170 | £2,036 |
| Family | £170 | £2,036 |
| Single parent | £127 | £1,527 |
Most common band in St Oswald's: B (£1,917.98 a year before discounts).
| Band | Per year |
|---|---|
| Band A | £1,643.99 |
| Band B | £1,917.98 |
| Band C | £2,191.98 |
| Band D | £2,465.98 |
| Band E | £3,013.98 |
| Band F | £3,561.97 |
| Band G | £4,109.97 |
| Band H | £4,931.96 |
- Ward averages based on the mix of homes in each band, not a bill for a specific home.
- Single person and single parent figures include the 25% single-person discount.
- Estimated from ONS, Ofgem and Census data. Council: Hyndburn.
