St Michael's, Castle Point: Living Costs
Cost of Living
Living costs in St Michael's sit slightly below the UK average at around £613 a month. The real saving comes from transport — you'll spend £80 a month here versus £103 nationally, putting £276 back in your pocket each year.
Council tax is £145 a month, just under the UK average of £147. Utilities come in at £140, which is a bit above average. Groceries and internet are pretty much in line with what you'd pay elsewhere.
That transport saving makes a genuine difference. For landlords, lower running costs mean stronger net yields. Tenants look at their total monthly outgoings when deciding what they can afford, so a cheaper-to-run home is easier to let and keep occupied.
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Living cost comparison
Similar to
UK Average
Similar to
Belfairs
Similar to
Lodge
Lower than
Wheatley
Lower than
Thundersley North
Lower than
Hadleigh St James
Lower than
Thundersley South
Estimated Living Costs
Annually
Monthly
Utilities
£1,680
Internet
£336
Council Tax
£2,396
Groceries
£2,640
Transport
£960
Council tax in St Michael's, 2026-27
In St Michael's (Castle Point), estimated 2026-27 council tax is about £200 a month for a couple and £150 for a single person (most common band: C, £2,061 a year).
| Household | Per month | Per year |
|---|---|---|
| Single person | £150 | £1,797 |
| Couple | £200 | £2,396 |
| Family | £200 | £2,396 |
| Single parent | £150 | £1,797 |
Most common band in St Michael's: C (£2,061.00 a year before discounts).
| Band | Per year |
|---|---|
| Band A | £1,545.75 |
| Band B | £1,803.38 |
| Band C | £2,061.00 |
| Band D | £2,318.63 |
| Band E | £2,833.88 |
| Band F | £3,349.13 |
| Band G | £3,864.38 |
| Band H | £4,637.26 |
- Ward averages based on the mix of homes in each band, not a bill for a specific home.
- Single person and single parent figures include the 25% single-person discount.
- Estimated from ONS, Ofgem and Census data. Council: Castle Point.
