St Mary's, Oldham: Living Costs
Cost of Living
Living costs in St Mary's come to around £635 a month, just slightly above the UK average of £640. Council tax is higher though, at £165 compared to the national average of £147.
Transport is where you'll save money. At £80 a month, you're paying £23 less than the UK average — that's real savings that add up over a year. Groceries are also a bit cheaper at £220 versus £224 nationally.
If you're a landlord, the higher council tax will affect what you can charge in rent. Tenants will feel that cost. But the transport savings help balance things out, so overall the neighbourhood stays competitive on everyday expenses compared to the rest of the UK.
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Living cost comparison
Similar to
UK Average
Higher than
Waterhead
Similar to
Alexandra
Higher than
Coldhurst
Similar to
St James'
Similar to
Saddleworth West & Lees
Higher than
Royton South
Estimated Living Costs
Annually
Monthly
Utilities
£1,680
Internet
£360
Council Tax
£1,827
Groceries
£2,640
Transport
£960
Council tax in St Mary's, 2026-27
In St Mary's (Oldham), estimated 2026-27 council tax is about £152 a month for a couple and £114 for a single person (most common band: A, £1,735 a year).
| Household | Per month | Per year |
|---|---|---|
| Single person | £114 | £1,370 |
| Couple | £152 | £1,827 |
| Family | £152 | £1,827 |
| Single parent | £114 | £1,370 |
Most common band in St Mary's: A (£1,734.82 a year before discounts).
| Band | Per year |
|---|---|
| Band A | £1,734.82 |
| Band B | £2,023.96 |
| Band C | £2,313.09 |
| Band D | £2,602.23 |
| Band E | £3,180.50 |
| Band F | £3,758.78 |
| Band G | £4,337.05 |
| Band H | £5,204.46 |
- Ward averages based on the mix of homes in each band, not a bill for a specific home.
- Single person and single parent figures include the 25% single-person discount.
- Estimated from ONS, Ofgem and Census data. Council: Oldham.
