St Alban's, Havering: Living Costs
Cost of Living
Living costs in St Alban's average around £670 a month — slightly above the UK average of £640. The main driver is council tax, which is noticeably higher here, though you'll spend less on transport.
Council tax runs to £190 a month, well above the UK average of £147. That's a real difference for your household budget and something to factor in when you're thinking about affordability. Transport costs are lower at £90 compared to £103 nationally, which likely reflects how easy it is to access local amenities. Utilities, internet, and groceries are pretty much in line with the UK average.
If you're a landlord, the higher council tax matters most when properties are empty or let on an all-inclusive basis. Overall, costs stay fairly stable, but council tax does tend to rise each year — so build that into your long-term planning.
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Living cost comparison
Similar to
UK Average
Similar to
Hylands & Harrow Lodge
Higher than
St Edward's
Similar to
Rush Green & Crowlands
Similar to
Squirrels Heath
Estimated Living Costs
Annually
Monthly
Utilities
£1,680
Internet
£360
Council Tax
£2,243
Groceries
£2,640
Transport
£1,080
Council tax in St Alban's, 2026-27
In St Alban's (Havering), estimated 2026-27 council tax is about £187 a month for a couple and £140 for a single person (most common band: C, £2,155 a year).
| Household | Per month | Per year |
|---|---|---|
| Single person | £140 | £1,682 |
| Couple | £187 | £2,243 |
| Family | £187 | £2,243 |
| Single parent | £140 | £1,682 |
Most common band in St Alban's: C (£2,155.25 a year before discounts).
| Band | Per year |
|---|---|
| Band A | £1,616.44 |
| Band B | £1,885.85 |
| Band C | £2,155.25 |
| Band D | £2,424.66 |
| Band E | £2,963.47 |
| Band F | £3,502.29 |
| Band G | £4,041.10 |
| Band H | £4,849.32 |
- Ward averages based on the mix of homes in each band, not a bill for a specific home.
- Single person and single parent figures include the 25% single-person discount.
- Estimated from ONS, Ofgem and Census data. Council: Havering.
