Spalding St Paul's, South Holland: Living Costs
Cost of Living
Living costs in Spalding St Paul's are noticeably lower than the UK average. You'll spend around £525 a month here compared to roughly £640 nationally — that's a real difference whether you're managing your own budget or thinking about rental returns.
Council tax is £110 a month against the UK average of £147. Groceries cost £180 versus £224 nationally. Transport runs at £85, well below the £103 average. Utilities and internet are much the same as elsewhere in the country.
If you're a landlord, lower tenant costs can help you attract renters and keep properties occupied. If you own your home, those savings give you genuine breathing room each month. Costs here stay stable compared to other Lincolnshire neighbourhoods, which makes it easier to plan your finances long-term.
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Living cost comparison
Lower than
UK Average
Lower than
Moulton, Weston and Cowbit
Lower than
Spalding Castle
Similar to
Spalding St Mary's
Estimated Living Costs
Annually
Monthly
Utilities
£1,440
Internet
£360
Council Tax
£1,736
Groceries
£2,160
Transport
£1,020
Council tax in Spalding St Paul's, 2026-27
In Spalding St Paul's (South Holland), estimated 2026-27 council tax is about £145 a month for a couple and £109 for a single person (most common band: A, £1,519 a year).
| Household | Per month | Per year |
|---|---|---|
| Single person | £109 | £1,302 |
| Couple | £145 | £1,736 |
| Family | £145 | £1,736 |
| Single parent | £109 | £1,302 |
Most common band in Spalding St Paul's: A (£1,518.80 a year before discounts).
| Band | Per year |
|---|---|
| Band A | £1,518.80 |
| Band B | £1,771.93 |
| Band C | £2,025.07 |
| Band D | £2,278.20 |
| Band E | £2,784.47 |
| Band F | £3,290.73 |
| Band G | £3,797.00 |
| Band H | £4,556.40 |
- Ward averages based on the mix of homes in each band, not a bill for a specific home.
- Single person and single parent figures include the 25% single-person discount.
- Estimated from ONS, Ofgem and Census data. Council: South Holland.
