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Strictly necessary
Fixed 5.2% interest rate
Monthly repayments are indicative and for guidance only. The amount you can borrow depends on your circumstances and is subject to a full application.
Stamp duty due on property purchases in England & Northern Ireland.
Your situation
4.1% effective rate
This calculation is a guide only and assumes a single residential purchase by a UK resident. Confirm with your solicitor or adviser.
Median sold price for flats in St Mary's & St James', last 2 years: £590,500 (184 sales, HM Land Registry)
In St Mary's & St James', Islington, estimated 2026-27 council tax averages £201 a month for a couple and £150 for a single person; the most common band is D (£2,108 a year).
Area estimate — this home's bill depends on its band
| Band A | £1,405 / year |
| Band B | £1,640 / year |
| Band C | £1,874 / year |
| Band D | £2,108 / year |
| Band E | £2,577 / year |
| Band F | £3,045 / year |
| Band G | £3,514 / year |
| Band H | £4,216 / year |
Estimated from ONS, Ofgem and Census data. Single-person figures include the 25% single-person discount.
